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We have been monitoring the environment related to the COVID-19 pandemic and the impact on our business. As a result, we are making some additional adjustments to our underwriting guidelines and products. Effective immediately we are implementing the following temporary changes to our underwriting guidelines and individual IUL products. 

Note: These changes apply to all formal applications not already underwriter approved (or conditionally approved subject to nonmedical requirements) or policies currently out for delivery.

New temporary underwriting guideline changes specific to COVID-19:
  • Postponing acceptance of all new applications at age 70 and over.
  • Postponing applications for individuals up to age 69 with a rating class higher than Table 4.
  • Individuals with chronic underlying conditions at higher risk to COVID-19, including but not limited to, (obesity, cardiovascular disease, diabetes, lung disorders, cancer, and disorders requiring immunosupressive therapy) will be underwritten more prudently during this time.

The following product change is also effective immediately:
  • Annual premium limit has been lowered to $5 million per year on all Individual IUL products.

Click HERE to review our recent New Business & Underwriting communication announcing changes related to COVID-19.

For more information related to the Covid-19 emergency visit: www.globalatlanticlife.com/covid19

We are continuously monitoring the situation and will keep you informed of any additional changes. If you have questions, please reach out to your Global Atlantic underwriter or Regional Vice President.




globalatlantic.com

Products are issued by Accordia Life and Annuity Company, 215 10th Street, Des Moines, Iowa. Accordia Life is a subsidiary of Global Atlantic Financial Group Limited.

Global Atlantic Financial Group (Global Atlantic) is the marketing name for Global Atlantic Financial Group Limited and its subsidiaries, including Accordia Life and Annuity Company and Forethought Life Insurance Company. Each subsidiary is responsible for its own financial and contractual obligations. These subsidiaries are not authorized to do business in New York.


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TL2382 (04-20)      © 2021 Global Atlantic
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